Amex Optima/oasis Program
Best Course of Action for AMEX Optima Oasis CLI. A year ago, I lost most of my credit cards due to bad decisions, and was left with only an AMEX Optima rebuilder with a $ 900. Does anyone have AMEX Optima (Oasis Program) Rebuilder?
Should I apply for an Optima Card to repair FICO score? (American Express)
I am so confused!
Amex Oasis Program Credit Card
Backstory: Lost my job in 2014. Lived off my credit card for food and misc. bills for about 6 months as unemployment was enough to cover the big stuff while I looked for a job. Cooling tech microscope 500x software download. American Express then closed my account when I quickly became delinquent on payments seeing as I had no job. They sold the amount due to a collector. As of last month I paid off the entire amount owed in full.
Amex Oasis Program
This month American Express sent me an offer titled 'Regain Membership Card' called an 'Optima Card'. Did some research online and this card has almost no information available on American Express website or the web in general. From what I read online in other forums for people in similar situations but with different card offers. To me it seems that if, hypothetically, I apply and this account is opened then American Express reopens my account using my original date of 2001 for calculating the length of the account. Would this affect my FICO score in a positive way and if so how many points would you estimate it moves hopefully up?